{"id":3,"date":"2026-08-31T17:00:00","date_gmt":"2026-08-31T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mofb-clinthall-com\/2026\/08\/31\/us-homeowners-can-cut-insurance-costs\/"},"modified":"2026-08-31T17:00:00","modified_gmt":"2026-08-31T17:00:00","slug":"us-homeowners-can-cut-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.mofb-clinthall.com\/blog\/2026\/08\/31\/us-homeowners-can-cut-insurance-costs\/","title":{"rendered":"US Homeowners Can Cut Insurance Costs"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/clint-hall\/homeowners-reduce-insurance\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Homeowners insurance costs have climbed sharply across the US, but policyholders have practical ways to reduce premiums or slow future rate increases.<br \/>\nStart with fortification: targeted home upgrades may help insurers view a property as lower risk, supporting stronger conversations about coverage costs today.<br \/>\nA higher deductible can lower premiums, but homeowners should balance savings against out-of-pocket comfort before changing their policy structure for future claims.<br \/>\nAvoiding small claims can also matter, since frequent minor filings may affect pricing; review coverage so you are not overinsured or underprepared.<br \/>\nWhen buying a home, weigh insurance costs early, compare insurer strategies, and keep credit strong to support better long-term affordability over time.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners insurance costs have climbed sharply across the US, but policyholders have practical ways to reduce premiums or slow future rate increases. Start with fortification: targeted home upgrades may help insurers view a property as lower risk, supporting stronger conversations about coverage costs today. A higher deductible can lower premiums, but homeowners should balance savings [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":9,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/posts\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":0,"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/posts\/3\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/media\/9"}],"wp:attachment":[{"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/media?parent=3"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/categories?post=3"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mofb-clinthall.com\/blog\/wp-json\/wp\/v2\/tags?post=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}